Preservation of Capital through Leasing
Loan v. Lease Calculator

The results of this Loan v Lease calculator are for comparison purposes only.  Calculations are derived assuming an Operating or TRUE lease with a fair market value (FMV) end of term purchase option.  For questions or to get a quote, please call your ELS sales representative now at 480-443-8984. 

Description Loan Information   Lease Option Lease Details
Loan Amount   Lease Amount  
Loan Length in Months   Lease Length in Months
Interest Rate %   Implied Interest Rate %
Monthly Loan Payment     Monthly Lease Payment  
  Note: Values Presented in Rose Are computed  

To use, enter values for the Loan Amount, Number of Months for Loan, and the Interest Rate (e.g. 7.25), and click the Calculate button. Clicking the Reset button will clear entered values.  Enter only numeric values (no commas), using decimal points where needed.  Non-numeric values will cause errors.

Leasing can provide you with; the lowest monthly possible payment, low up front cash required (typically, a loan requires 10% - 20% down and a lease only requires first and last months rent), tax advantages, keeps your lines of credit open, have attractive end-of-lease options, and can be customized to meet your business needs.

Call us Today to get a free quote and start preserving your capital!

Call 480-443-8984 or e-mail us at



(480) 443-8984